*,*::before,*::after{box-sizing:border-box}
/* ==========================================================
   VIVA WEALTH MANAGEMENT  |  Brand system v2 (WM monogram)
   Ink black + white + mint. Mint #95EECF is the brand color.
   On light surfaces, mint is never used for text (1.4:1).
   Text-level accent on light = --accent (#086A52, 6.2:1).
   ========================================================== */
:root{
  --wm-watermark:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 1597 653%22%3E%3Cpath fill=%22%23fff%22 d=%22M1153.5,622.2C1143.7,598.9 1131.1,571.6 1104.5,516.5C1083.7,473.4 1067.2,437.6 1061.0,422.3L1057.7,414.2L1060.4,406.8C1061.8,402.8 1079.6,357.4 1099.8,306.0C1131.4,225.6 1136.8,212.5 1138.5,212.5C1140.7,212.5 1152.4,234.9 1175.2,283.0C1188.0,310.0 1230.9,399.5 1233.7,405.0C1237.3,412.1 1238.2,410.8 1246.0,386.8C1249.9,374.5 1259.2,348.1 1266.5,328.0C1273.8,307.9 1283.1,282.1 1287.0,270.5C1291.0,258.9 1305.0,219.1 1318.2,182.0C1344.6,107.7 1355.3,76.8 1368.5,37.2C1373.3,22.8 1377.8,10.3 1378.7,9.5C1380.1,8.0 1421.7,7.6 1557.2,7.5C1583.2,7.5 1583.2,7.4 1569.5,18.4C1557.6,28.0 1544.1,41.4 1537.2,50.5C1530.3,59.7 1521.5,77.5 1519.0,87.5C1513.8,108.2 1512.8,155.6 1513.2,360.5C1513.6,514.9 1513.8,529.2 1515.4,537.0C1522.5,572.1 1536.6,591.3 1575.9,619.6C1582.8,624.6 1588.5,629.3 1588.5,630.1C1588.5,631.3 1581.3,631.6 1544.5,632.3C1497.5,633.2 1300.3,632.4 1297.6,631.4C1295.2,630.5 1296.8,628.9 1308.1,621.5C1325.3,610.2 1340.1,594.2 1346.0,580.4C1349.3,572.8 1350.8,565.0 1352.6,545.5C1354.2,529.0 1354.3,510.4 1354.1,325.5C1354.0,214.4 1353.6,122.7 1353.4,121.8C1352.5,118.7 1351.2,119.8 1349.0,125.7C1346.5,132.4 1327.5,187.0 1316.5,219.0C1308.4,242.6 1165.5,638.4 1164.5,640.1C1162.7,642.9 1160.6,639.5 1153.5,622.2ZM356.1,627.8C352.9,621.1 345.0,604.7 338.5,591.5C318.4,550.3 183.3,258.0 160.9,207.5C125.6,127.5 96.1,77.8 71.4,56.5C55.4,42.7 39.0,31.2 20.1,20.5C9.3,14.4 7.1,12.5 8.7,10.9C12.2,7.4 108.8,4.7 144.0,7.0C192.4,10.2 232.4,21.3 258.8,38.7C288.9,58.6 312.8,98.6 360.3,208.5C395.0,288.8 433.0,374.3 446.1,401.5C450.0,409.6 451.4,408.7 457.4,394.0C463.5,379.2 467.1,372.4 471.7,367.0C475.7,362.4 479.0,361.7 479.0,365.4C479.0,373.2 455.1,431.4 415.8,519.5C392.3,572.1 379.8,600.8 371.5,621.4C367.6,631.3 363.8,639.6 363.2,639.8C362.4,640.0 359.6,635.2 356.1,627.8Z%22/%3E%3Cpath fill=%22%23fff%22 d=%22M648.1,636.8C646.0,632.2 639.6,618.8 634.0,607.0C620.3,578.1 592.7,518.2 573.7,476.0C539.5,400.0 452.2,204.2 443.3,183.5C407.6,100.9 381.8,62.5 345.1,37.9C333.0,29.7 328.8,27.5 313.7,21.4C277.6,6.6 280.1,5.9 373.5,4.5C421.1,3.8 444.6,4.7 468.2,8.1C519.0,15.4 556.2,34.8 582.8,67.8C601.3,90.9 611.7,112.2 651.4,208.8C670.1,254.1 681.1,280.0 705.0,335.0C712.3,351.7 722.7,376.0 728.0,389.0C735.5,407.2 738.1,412.5 739.5,412.5C741.7,412.5 741.5,412.8 749.5,394.5C759.9,370.4 767.3,359.0 772.5,359.0C779.7,359.0 778.8,361.5 741.2,449.5C678.4,596.4 656.6,645.0 653.5,645.0C652.6,645.0 650.4,641.7 648.1,636.8ZM905.3,638.8C902.5,635.1 829.6,456.7 818.1,425.3C814.2,414.7 814.1,413.9 815.4,410.3C820.4,396.0 862.3,310.6 882.7,273.0C897.5,245.7 904.2,232.1 923.6,189.2C949.5,132.3 960.7,110.7 975.4,89.6C1012.4,36.6 1059.5,11.6 1135.0,4.9C1149.2,3.7 1247.0,4.4 1258.0,5.8C1264.1,6.6 1265.3,8.5 1261.0,10.7C1212.6,34.5 1184.6,58.0 1163.7,92.5C1156.2,104.9 1144.1,129.3 1132.6,155.2C1110.9,204.0 1078.2,275.3 1000.0,443.5C954.7,540.9 915.8,624.8 913.5,630.0C909.3,639.3 907.3,641.4 905.3,638.8ZM789.1,311.8C787.0,307.2 778.8,290.4 771.0,274.5C756.0,244.0 740.0,210.3 716.8,160.5C678.1,77.5 662.0,53.2 626.9,23.9C620.8,18.9 616.1,14.3 616.3,13.6C616.9,11.9 653.0,11.3 808.5,10.9C934.1,10.5 950.5,10.7 950.7,12.0C950.9,12.8 946.5,19.1 941.0,25.9C919.7,52.4 899.6,86.6 881.5,127.0C869.3,154.2 800.6,310.0 799.2,313.5C795.8,322.4 794.0,322.1 789.1,311.8Z%22/%3E%3C/svg%3E");
  --mint:#95EECF; --mint-hi:#B9F5E0; --mint-wash:#E8FBF4;
  --ground:#F6F8F7; --paper:#FFFFFF; --ink:#0B0F0E;
  --ink-900:#0B0F0E; --ink-800:#161C1A; --ink-700:#2A3330;
  --steel:#56625E; --steel-light:#7F8C87;
  --silver-400:#A6B3AE; --silver-300:#C7D1CD; --silver-200:#DFE6E3; --silver-100:#EEF2F0;
  --accent:#086A52; --accent-hover:#0B0F0E; --accent-soft:#CFF6E8;
  --btn-bg:#0B0F0E; --btn-ink:#FFFFFF; --btn-hover-bg:#95EECF; --btn-hover-ink:#0B0F0E;
  --logo-ink:#0B0F0E;
  --band:#0B0F0E; --band-ink:#F2F6F4; --band-body:#B8C4BF; --band-muted:#8E9B96; --band-rule:rgba(255,255,255,.12);
  --line:#DCE3E0; --warn-bg:#FFF8E6; --warn-line:#E8C97A; --warn-ink:#6B5310;
  --maxw:1180px; --radius:3px;
  --f-brand:"Tenor Sans","Optima","Candara",-apple-system,sans-serif;
  --f-display:"Tenor Sans","Optima","Candara",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  --f-ui:"Schibsted Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  --f-body:"Inter Tight",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
}
@media (prefers-color-scheme:dark){
 :root:not([data-theme="light"]){
  --ground:#090C0B; --paper:#111614; --ink:#E9EFEC;
  --ink-900:#F2F6F4; --ink-800:#DCE4E0; --ink-700:#B8C4BF;
  --steel:#8E9B96; --steel-light:#7F8C87;
  --silver-400:#4A5652; --silver-300:#3A4541; --silver-200:#222A27; --silver-100:#161C1A;
  --accent:#95EECF; --accent-hover:#B9F5E0; --accent-soft:#163029;
  --btn-bg:#95EECF; --btn-ink:#0B0F0E; --btn-hover-bg:#B9F5E0; --btn-hover-ink:#0B0F0E;
  --logo-ink:#FFFFFF;
  --band:#111614; --band-ink:#F2F6F4; --band-body:#B8C4BF; --band-muted:#8E9B96; --band-rule:#222A27;
  --line:#222A27; --warn-bg:#241E0C; --warn-line:#6B5310; --warn-ink:#E8C97A;
 }
}
:root[data-theme="dark"]{
  --ground:#090C0B; --paper:#111614; --ink:#E9EFEC;
  --ink-900:#F2F6F4; --ink-800:#DCE4E0; --ink-700:#B8C4BF;
  --steel:#8E9B96; --steel-light:#7F8C87;
  --silver-400:#4A5652; --silver-300:#3A4541; --silver-200:#222A27; --silver-100:#161C1A;
  --accent:#95EECF; --accent-hover:#B9F5E0; --accent-soft:#163029;
  --btn-bg:#95EECF; --btn-ink:#0B0F0E; --btn-hover-bg:#B9F5E0; --btn-hover-ink:#0B0F0E;
  --logo-ink:#FFFFFF;
  --band:#111614; --band-ink:#F2F6F4; --band-body:#B8C4BF; --band-muted:#8E9B96; --band-rule:#222A27;
  --line:#222A27; --warn-bg:#241E0C; --warn-line:#6B5310; --warn-ink:#E8C97A;
}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--ground);color:var(--ink);
 font-family:var(--f-body);font-size:17px;line-height:1.65;
 -webkit-font-smoothing:antialiased;font-feature-settings:"ss01","cv01"}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--accent-hover);text-decoration-color:var(--mint)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.narrow{max-width:760px}
@media(max-width:480px){.wrap{padding:0 18px}}

h1,h2,h3,h4{font-family:var(--f-display);font-weight:400;letter-spacing:-.01em;
 color:var(--ink-900);margin:0 0 .5em;line-height:1.14}
h1{font-size:clamp(2.2rem,5.2vw,3.85rem);letter-spacing:-.018em}
h2{font-size:clamp(1.7rem,3.3vw,2.5rem);letter-spacing:-.014em}
h3{font-family:var(--f-ui);font-weight:500;font-size:clamp(1.1rem,1.9vw,1.3rem);letter-spacing:-.012em}
h4{font-family:var(--f-ui);font-weight:500}
p{margin:0 0 1.15em}
.lede{font-size:clamp(1.06rem,1.7vw,1.24rem);color:var(--ink-700);line-height:1.6}

/* mint tick: the brand's one recurring flourish */
.eyebrow{font-family:var(--f-mono);font-size:.688rem;font-weight:500;
 letter-spacing:.16em;text-transform:uppercase;color:var(--steel);
 margin:0 0 1.15rem;display:flex;align-items:center;gap:.7rem}
.eyebrow::before{content:"";width:18px;height:2px;background:var(--mint);flex-shrink:0}
.eyebrow::after{content:"";height:1px;flex:1;background:var(--line);max-width:70px}
.eyebrow.center{justify-content:center}
.eyebrow.center::after{display:none}

/* ---------- brand lockup ---------- */
.lg-ink{fill:var(--logo-ink)} .lg-mint{fill:var(--mint)}
.site-head{position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--ground) 90%,transparent);
 backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.head-in{max-width:var(--maxw);margin:0 auto;padding:0 28px;height:76px;
 display:flex;align-items:center;justify-content:space-between;gap:24px}
@media(max-width:480px){.head-in{padding:0 18px}}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;flex-shrink:0;color:inherit}
.brand-mark{display:block;height:30px;width:auto;flex-shrink:0}
.brand-txt{display:flex;flex-direction:column;line-height:1;padding-left:13px;border-left:1px solid var(--line)}
.brand-name{font-family:var(--f-brand);font-size:1.12rem;font-weight:400;
 letter-spacing:.3em;color:var(--logo-ink)}
.brand-sub{font-family:var(--f-brand);font-size:.56rem;letter-spacing:.27em;
 color:var(--logo-ink);text-transform:uppercase;margin-top:6px}
.brand i{font-style:normal;color:var(--mint)}
:root:not([data-theme="dark"]) .site-head .brand i{color:#3FB892} /* logo exemption, slightly deepened for legibility on white */
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .site-head .brand i{color:var(--mint)}}
@media(max-width:340px){.brand-txt{display:none}}

.nav{display:flex;align-items:center;gap:30px}
.nav a{font-family:var(--f-ui);font-size:.875rem;color:var(--ink-700);text-decoration:none;font-weight:450;white-space:nowrap;
 padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover{color:var(--ink-900);border-bottom-color:var(--mint)}
.nav a[aria-current="page"]{color:var(--ink-900);border-bottom-color:var(--mint)}
.btn{display:inline-block;background:var(--btn-bg);color:var(--btn-ink);padding:.7rem 1.35rem;
 border-radius:var(--radius);font-family:var(--f-ui);font-size:.875rem;font-weight:500;text-decoration:none;
 border:1px solid var(--btn-bg);transition:background .16s,border-color .16s,color .16s;white-space:nowrap}
.btn:hover{background:var(--btn-hover-bg);border-color:var(--btn-hover-bg);color:var(--btn-hover-ink)}
.nav a.btn{padding:.62rem 1.2rem;border-bottom:1px solid var(--btn-bg);color:var(--btn-ink)}
.nav a.btn:hover{color:var(--btn-hover-ink);border-color:var(--btn-hover-bg)}
.btn-ghost{background:transparent;color:var(--ink-800);border-color:var(--silver-300)}
.btn-ghost:hover{background:transparent;color:var(--ink-900);border-color:var(--ink-900)}
.btn-lg{padding:.92rem 1.9rem;font-size:.94rem}
/* buttons on ink bands are always mint */
.sec-dark .btn,.cta-band .btn{background:var(--mint);border-color:var(--mint);color:#0B0F0E}
.sec-dark .btn:hover,.cta-band .btn:hover{background:#fff;border-color:#fff;color:#0B0F0E}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:var(--radius);
 padding:.5rem .7rem;cursor:pointer;color:var(--ink-800);font-family:var(--f-mono);font-size:.7rem;
 letter-spacing:.1em;text-transform:uppercase}
@media(max-width:940px){
 .nav{position:fixed;inset:76px 0 auto 0;flex-direction:column;align-items:stretch;
  background:var(--paper);border-bottom:1px solid var(--line);padding:14px 28px 22px;gap:0;
  display:none;box-shadow:0 18px 40px rgba(11,15,14,.10)}
 .nav.open{display:flex}
 .nav a{padding:.85rem 0;border-bottom:1px solid var(--silver-100);font-size:1rem}
 .nav a[aria-current="page"]{border-bottom-color:var(--silver-100);box-shadow:inset 3px 0 0 var(--mint);padding-left:12px}
 .nav .btn{margin-top:14px;text-align:center;padding:.85rem 1rem}
 .menu-btn{display:block}
}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(56px,8vw,104px) 0 clamp(48px,6vw,80px);
 background:linear-gradient(178deg,var(--paper) 0%,var(--ground) 100%);
 border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.32fr .78fr;gap:clamp(32px,5vw,72px);align-items:center}
@media(max-width:920px){.hero-grid{grid-template-columns:1fr;gap:38px}}
.hero h1{margin-bottom:.42em}
.hero-cta{display:flex;flex-wrap:wrap;gap:13px;margin-top:2rem}

/* portrait placeholder */
.portrait{position:relative;aspect-ratio:4/5;border-radius:var(--radius);overflow:hidden;
 background:linear-gradient(160deg,#161C1A,#0B0F0E);
 border:1px solid var(--line);display:flex;align-items:center;justify-content:center;
 box-shadow:0 22px 48px -22px rgba(11,15,14,.45)}
.portrait::before{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--mint);z-index:3}
.portrait::after{content:"";position:absolute;inset:0;
 background:radial-gradient(120% 70% at 85% 0%,rgba(149,238,207,.16),transparent 60%)}
.portrait span{position:relative;z-index:2;font-family:var(--f-mono);font-size:.66rem;
 letter-spacing:.15em;text-transform:uppercase;color:#8E9B96;
 text-align:center;padding:0 26px;line-height:1.9}

/* ---------- sections ---------- */
section{padding:clamp(52px,7vw,92px) 0}
.sec-alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-dark{position:relative;overflow:hidden;background:var(--band);border-top:none;border-bottom:none}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .sec-dark{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}}
:root[data-theme="dark"] .sec-dark{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-dark::after{content:"";position:absolute;right:-60px;bottom:-40px;width:420px;height:172px;opacity:.06;
 background:var(--wm-watermark) no-repeat center/contain;pointer-events:none}
.sec-dark .wrap{position:relative;z-index:1}
.sec-dark h2,.sec-dark h3{color:var(--band-ink)}
.sec-dark p{color:var(--band-body)}
.sec-dark .eyebrow{color:var(--band-muted)}
.sec-dark .eyebrow::after{background:var(--band-rule)}
.sec-head{max-width:720px;margin-bottom:clamp(34px,4vw,54px)}

/* ---------- cards ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media(max-width:900px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
 padding:30px 28px;display:flex;flex-direction:column;position:relative}
.card::before{content:"";position:absolute;top:-1px;left:-1px;width:44px;height:2px;background:var(--mint)}
.sec-alt .card{background:var(--ground)}
.card h3{margin-bottom:.65em}
.card p{font-size:.955rem;color:var(--ink-700);margin-bottom:1em}
.card p:last-of-type{margin-bottom:0}
.card-num{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.15em;color:var(--accent);
 margin-bottom:1.05rem;display:block}

/* ---------- LIMITATION BLOCK: the 206(4)-1(a)(4) pairing ----------
   Compliance component. Do not shrink, lighten, collapse, or move. */
.limit{margin-top:auto;padding-top:1.05rem;border-top:1px dashed var(--silver-300)}
.limit-label{font-family:var(--f-mono);font-size:.625rem;letter-spacing:.13em;
 text-transform:uppercase;color:var(--steel);display:block;margin-bottom:.5rem}
.limit p{font-size:.845rem!important;line-height:1.58;color:var(--steel)!important;margin:0!important}
.limit-block{background:var(--silver-100);border-left:2px solid var(--silver-400);
 padding:20px 22px;border-radius:0 var(--radius) var(--radius) 0;margin:1.5rem 0 0}
.limit-block .limit-label{margin-bottom:.6rem}
.limit-block p{font-size:.875rem;line-height:1.62;color:var(--steel);margin:0 0 .85em}
.limit-block p:last-child{margin-bottom:0}

/* ---------- process steps ---------- */
.step{display:grid;grid-template-columns:112px 1fr;gap:34px;padding:38px 0;
 border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:none}
@media(max-width:760px){.step{grid-template-columns:1fr;gap:14px}}
.step-n{font-family:var(--f-display);font-size:2.4rem;font-weight:400;color:var(--silver-300);
 line-height:1;letter-spacing:-.02em;position:relative;padding-bottom:12px}
.step-n::after{content:"";position:absolute;left:0;bottom:0;width:22px;height:2px;background:var(--mint)}
.step-meta{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;
 color:var(--accent);margin-bottom:.85rem;display:block}
.step-body p{color:var(--ink-700)}

/* ---------- commitments list ---------- */
.commit{border-top:1px solid var(--line)}
.commit li{list-style:none;padding:26px 0;border-bottom:1px solid var(--line);
 display:grid;grid-template-columns:26px 1fr;gap:18px;align-items:start}
.commit{padding:0;margin:0}
.commit .tick{color:var(--accent);font-family:var(--f-mono);font-size:.95rem;line-height:1.7}
.commit strong{display:block;font-family:var(--f-ui);font-size:1.06rem;font-weight:500;
 color:var(--ink-900);margin-bottom:.4rem;letter-spacing:-.01em}
.commit p{font-size:.955rem;color:var(--ink-700);margin:0}

/* ---------- scope list ---------- */
.scope{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 1.6rem;padding:0;list-style:none}
.scope li{font-family:var(--f-mono);font-size:.735rem;letter-spacing:.02em;
 background:var(--paper);border:1px solid var(--line);color:var(--ink-700);
 padding:.5rem .85rem;border-radius:var(--radius)}
.sec-alt .scope li{background:var(--ground)}

/* ---------- CTA band ---------- */
.cta-band{background:var(--band);padding:clamp(52px,7vw,88px) 0;text-align:center;border-top:3px solid var(--mint)}
.cta-band h2{color:var(--band-ink);max-width:620px;margin-left:auto;margin-right:auto}
.cta-band p{color:var(--band-body);max-width:560px;margin:0 auto 2rem}
.cta-band .micro{font-size:.79rem;color:var(--band-muted);margin-top:1.6rem;max-width:560px}

/* ---------- form ---------- */
.form-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(34px,5vw,66px)}
@media(max-width:880px){.form-grid{grid-template-columns:1fr}}
.field{margin-bottom:20px}
label{display:block;font-family:var(--f-mono);font-size:.66rem;letter-spacing:.12em;
 text-transform:uppercase;color:var(--steel);margin-bottom:.55rem}
input,select,textarea{width:100%;font-family:var(--f-body);font-size:.98rem;color:var(--ink);
 background:var(--paper);border:1px solid var(--silver-300);border-radius:var(--radius);
 padding:.78rem .9rem;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);
 box-shadow:0 0 0 3px var(--accent-soft)}
a:focus-visible,button:focus-visible,.btn:focus-visible{outline:2px solid var(--accent);outline-offset:3px}
textarea{min-height:112px;resize:vertical}
.info-block{border-top:2px solid var(--ink-800);padding-top:1.4rem;margin-bottom:2.2rem}
.info-block h3{font-size:.94rem;margin-bottom:.7rem}
.info-block p{font-size:.925rem;color:var(--ink-700);margin-bottom:.4rem}

/* ---------- placeholder marker (review only, delete before go-live) ---------- */
.ph{background:var(--warn-bg);border:1px dashed var(--warn-line);color:var(--warn-ink);
 font-family:var(--f-mono);font-size:.72rem;line-height:1.6;padding:.75rem .9rem;
 border-radius:var(--radius);margin:1rem 0;display:block}
.ph b{font-weight:600;letter-spacing:.06em;text-transform:uppercase;font-size:.66rem;
 display:block;margin-bottom:.3rem}
code.ph-in{background:var(--warn-bg);border:1px dashed var(--warn-line);color:var(--warn-ink);
 font-family:var(--f-mono);font-size:.85em;padding:.1em .4em;border-radius:2px}
.site-foot .ph,.disc .ph{background:#241E0C;border-color:#6B5310;color:#E8C97A}
.site-foot code.ph-in{background:#241E0C;border-color:#6B5310;color:#E8C97A}

/* ---------- footer (ink in both themes) ---------- */
.site-foot{--logo-ink:#FFFFFF;background:#0B0F0E;border-top:1px solid #222A27;color:#A9B5B0;padding:clamp(48px,6vw,72px) 0 34px;font-size:.85rem}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .site-foot{background:var(--paper);border-top:1px solid var(--line)}}
:root[data-theme="dark"] .site-foot{background:var(--paper);border-top:1px solid var(--line)}
.foot-top{display:grid;grid-template-columns:1.45fr 1fr 1fr;gap:40px;
 padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.11)}
@media(max-width:820px){.foot-top{grid-template-columns:1fr;gap:30px}}
.foot-lockup{display:block;width:230px;max-width:100%;height:auto;margin-bottom:22px}
.site-foot h4{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.15em;text-transform:uppercase;
 color:#7F8C87;margin-bottom:1.1rem;font-weight:500}
.site-foot a{color:#DCE4E0;text-decoration:none}
.site-foot a:hover{color:var(--mint);text-decoration:underline}
.foot-links{list-style:none;padding:0;margin:0}
.foot-links li{margin-bottom:.62rem}
.disc{padding-top:30px;font-size:.755rem;line-height:1.72;color:#8E9B96}
.disc p{margin:0 0 1.05em;max-width:none}
.disc strong{color:#C9D3CF;font-weight:500}
.brokercheck{display:inline-flex;align-items:center;gap:.5rem;border:1px solid rgba(255,255,255,.22);
 padding:.5rem .85rem;border-radius:var(--radius);font-family:var(--f-mono);font-size:.7rem;
 letter-spacing:.08em;text-transform:uppercase;margin-top:.4rem}
.brokercheck:hover{border-color:var(--mint)}
.skip{position:absolute;left:-9999px}
.skip:focus{position:fixed;left:16px;top:16px;z-index:200;background:var(--btn-bg);color:var(--btn-ink);
 padding:.7rem 1.1rem;border-radius:var(--radius)}

/* ---------- v3: strategies page ---------- */
.jump{display:flex;flex-wrap:wrap;gap:8px;margin:2rem 0 0;padding:0;list-style:none}
.jump a{display:inline-block;font-family:var(--f-mono);font-size:.72rem;letter-spacing:.04em;text-decoration:none;
 color:var(--ink-700);background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:.5rem .8rem}
.jump a:hover{border-color:var(--ink-900);color:var(--ink-900)}
.group-head{display:grid;grid-template-columns:112px 1fr;gap:34px;margin-bottom:8px}
@media(max-width:760px){.group-head{grid-template-columns:1fr;gap:6px}}
.group-n{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.15em;color:var(--accent);padding-top:.7rem}
.strat{display:grid;grid-template-columns:112px 1fr;gap:34px;padding:40px 0;border-top:1px solid var(--line);scroll-margin-top:96px}
@media(max-width:760px){.strat{grid-template-columns:1fr;gap:10px;padding:32px 0}}
.strat-n{font-family:var(--f-display);font-size:1.6rem;color:var(--silver-300);line-height:1;position:relative;padding-bottom:12px;align-self:start}
.strat-n::after{content:"";position:absolute;left:0;bottom:0;width:22px;height:2px;background:var(--mint)}
.strat h3{font-size:clamp(1.2rem,2vw,1.45rem);margin-bottom:.5em}
.strat-body>p{color:var(--ink-700);max-width:720px}
.fit{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:14px 0;border-top:1px dashed var(--line);max-width:720px;margin-top:.4rem}
.fit:last-of-type{border-bottom:1px dashed var(--line)}
@media(max-width:560px){.fit{grid-template-columns:1fr;gap:4px}}
.fit-label{font-family:var(--f-mono);font-size:.64rem;letter-spacing:.13em;text-transform:uppercase;color:var(--steel);padding-top:.25rem}
.fit p{margin:0;font-size:.95rem;color:var(--ink-700)}
.strat .limit-block{max-width:720px}
.flag{display:inline-block;font-family:var(--f-mono);font-size:.62rem;letter-spacing:.1em;text-transform:uppercase;
 color:var(--warn-ink);background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:2px;padding:.2rem .5rem;margin:0 0 .9rem}
.asof{font-weight:500;color:var(--ink-700)}

/* ---------- v3: insights + newsletter ---------- */
.signup{background:var(--band);border-radius:var(--radius);padding:clamp(26px,4vw,40px);border-top:3px solid var(--mint)}
.signup h2,.signup h3{color:var(--band-ink)}
.signup p{color:var(--band-body)}
.signup .eyebrow{color:var(--band-muted)} .signup .eyebrow::after{background:var(--band-rule)}
.signup-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:1.2rem}
.signup-row input{flex:1 1 240px;background:#161C1A;border-color:#3A4541;color:#F2F6F4}
.signup-row input::placeholder{color:#7F8C87}
.signup label{color:var(--band-muted)}
.signup .btn{background:var(--mint);border-color:var(--mint);color:#0B0F0E}
.signup .btn:hover{background:#fff;border-color:#fff}
.signup .fine{font-size:.78rem;color:var(--band-muted);margin:1rem 0 0;line-height:1.55}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 1.6rem;padding:0;list-style:none}
.chips li{font-family:var(--f-mono);font-size:.7rem;color:var(--ink-700);border:1px solid var(--line);padding:.42rem .75rem;border-radius:var(--radius);background:var(--paper)}
.post-list{display:grid;gap:22px}
.post-card{display:grid;grid-template-columns:150px 1fr;gap:28px;padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);position:relative;text-decoration:none;color:inherit}
.post-card::before{content:"";position:absolute;top:-1px;left:-1px;width:44px;height:2px;background:var(--mint)}
.post-card:hover{border-color:var(--ink-900);color:inherit}
@media(max-width:700px){.post-card{grid-template-columns:1fr;gap:8px}}
.post-meta{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--steel);line-height:1.8}
.post-card h3{margin-bottom:.45em}
.post-card p{margin:0;font-size:.95rem;color:var(--ink-700)}
.post-card .more{display:inline-block;margin-top:.9rem;font-family:var(--f-ui);font-size:.88rem;color:var(--accent);border-bottom:1px solid var(--mint)}

/* article */
.article{max-width:720px;margin:0 auto}
.article h2{font-size:clamp(1.4rem,2.6vw,1.85rem);margin-top:2.2em}
.article p,.article li{color:var(--ink-700)}
.article ul,.article ol{padding-left:1.2rem;margin:0 0 1.2em}
.article li{margin-bottom:.55em}
.article .takeaways{background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--mint);padding:22px 26px;border-radius:0 var(--radius) var(--radius) 0;margin:2rem 0}
.article .takeaways h3{font-size:1rem;margin-bottom:.7rem}
.article .takeaways ul{margin:0}
.byline{display:flex;flex-wrap:wrap;gap:6px 18px;font-family:var(--f-mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--steel);margin-top:1.4rem}
.post-disc{margin-top:3rem;padding-top:1.4rem;border-top:1px solid var(--line)}
.post-disc p{font-size:.86rem;color:var(--steel);line-height:1.62}

/* ---------- v4: services, tiers, faq, split ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
@media(max-width:960px){.svc-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.svc-grid{grid-template-columns:1fr}}
.svc{display:block;background:var(--paper);padding:24px 24px 26px;text-decoration:none;color:inherit;position:relative;transition:background .15s}
.svc::after{content:"\2192";position:absolute;right:20px;top:22px;color:var(--silver-400);font-family:var(--f-ui);transition:color .15s,transform .15s}
.svc:hover{background:var(--ground);color:inherit}
.svc:hover::after{color:var(--accent);transform:translateX(3px)}
.svc h3{font-size:1.02rem;margin:0 0 .45em;padding-right:22px}
.svc p{font-size:.9rem;color:var(--ink-700);margin:0;line-height:1.55}
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(30px,5vw,70px);align-items:start}
@media(max-width:900px){.split{grid-template-columns:1fr}}
.tiers{font-size:.92rem}
.tier{border:1px solid var(--line);border-radius:var(--radius);padding:20px 20px 20px;background:var(--paper)}
.tier .tier{margin-top:16px}
.t-current{background:var(--ground)}
.sec-alt .t-current{background:var(--ground)}
.t-cross{background:var(--paper)}
.t-viva{background:#0B0F0E;border-color:#0B0F0E;border-top:3px solid var(--mint)}
.tiers .t-viva h3{color:#F2F6F4} .tiers .t-viva p{color:#B8C4BF}
.tiers .t-viva .tier-k{color:var(--mint)}
.tier-k{display:block;font-family:var(--f-mono);font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--steel);margin-bottom:.35rem}
.tier h3{font-size:1.05rem;margin:0 0 .35em}
.tier p{margin:0;color:var(--ink-700);line-height:1.55}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .t-viva{background:#1A2421;border-color:#2A3632}}
:root[data-theme="dark"] .t-viva{background:#1A2421;border-color:#2A3632}
ul.plain{padding-left:1.1rem;margin:0 0 1.2rem} ul.plain li{margin-bottom:.6rem;color:var(--ink-700)}
.faq-list{border-top:1px solid var(--line);margin-top:1.4rem}
.faq{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:20px 36px 20px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:16px;font-family:var(--f-ui);font-size:1.4rem;color:var(--accent);transition:transform .2s}
.faq[open] summary::after{transform:rotate(45deg)}
.faq summary h3{font-size:1.04rem;margin:0;display:inline}
.faq p{margin:0 0 22px;color:var(--ink-700);max-width:680px}

/* ---------- v5: tiles, solutions hub, audiences, steps ---------- */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
@media(max-width:960px){.tiles{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.tiles{grid-template-columns:1fr}}
.tile{display:flex;align-items:flex-end;min-height:116px;padding:20px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
 text-decoration:none;color:var(--ink-900);font-family:var(--f-ui);font-weight:500;font-size:1.02rem;line-height:1.35;position:relative;transition:border-color .15s,background .15s}
.tile::before{content:"";position:absolute;top:-1px;left:-1px;width:36px;height:2px;background:var(--mint)}
.tile::after{content:"\2192";position:absolute;top:16px;right:18px;color:var(--silver-400);transition:color .15s,transform .15s}
.tile:hover{border-color:var(--ink-900);color:var(--ink-900)}
.tile:hover::after{color:var(--accent);transform:translateX(3px)}
.sol-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:10px}
@media(max-width:880px){.sol-grid{grid-template-columns:1fr}}
.sol{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px;scroll-margin-top:96px;display:flex;flex-direction:column;position:relative}
.sol::before{content:"";position:absolute;top:-1px;left:-1px;width:44px;height:2px;background:var(--mint)}
.sec-alt .sol{background:var(--ground)}
.sol h3{font-size:1.18rem;margin-bottom:.55em}
.sol>p{font-size:.95rem;color:var(--ink-700)}
.sol-links{list-style:none;padding:0;margin:.2rem 0 1rem;display:flex;flex-wrap:wrap;gap:7px}
.sol-links a{display:inline-block;font-family:var(--f-mono);font-size:.68rem;letter-spacing:.03em;text-decoration:none;color:var(--ink-700);border:1px solid var(--line);border-radius:var(--radius);padding:.34rem .6rem;background:var(--paper)}
.sol-links a:hover{border-color:var(--ink-900);color:var(--ink-900)}
.sol-trade{margin:auto 0 0!important;padding-top:.9rem;border-top:1px dashed var(--silver-300);font-size:.85rem!important;color:var(--steel)!important;line-height:1.55}
.sol-trade span{display:block;font-family:var(--f-mono);font-size:.6rem;letter-spacing:.13em;text-transform:uppercase;margin-bottom:.35rem}
.aud-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
@media(max-width:1060px){.aud-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.aud-grid{grid-template-columns:1fr}}
.aud{display:block;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);text-decoration:none;color:inherit}
.aud:hover{border-color:var(--ink-900);color:inherit}
.aud h3{font-size:1rem;margin-bottom:.4em}
.aud p{font-size:.88rem;color:var(--ink-700);margin:0;line-height:1.5}
ol.steps3{list-style:none;counter-reset:s;padding:0;margin:1.6rem 0 1.4rem}
ol.steps3 li{counter-increment:s;position:relative;padding:0 0 1.1rem 46px;color:var(--ink-700)}
ol.steps3 li::before{content:"0" counter(s);position:absolute;left:0;top:-2px;font-family:var(--f-display);font-size:1.3rem;color:var(--accent)}
ol.steps3 strong{color:var(--ink-900);font-weight:500;display:block}
.fo-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.6rem;margin-top:2rem}.fo-grid>div{border-top:2px solid var(--mint);padding-top:1rem}.fo-grid h3{font-size:1.05rem;margin:0 0 .5rem}.fo-grid p{margin:0;color:var(--steel)}@media(max-width:900px){.fo-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.fo-grid{grid-template-columns:1fr}}.portrait-photo{background:#e9ebec}.portrait-photo::after{display:none}.portrait-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center top;z-index:1}@media(max-width:700px){#main .hero .portrait-photo{max-width:340px;margin:0 auto}}.portrait-mark{display:flex;align-items:center;justify-content:center;background:#0B0F0E}.portrait-mark::after{display:none}.portrait-mark img{width:62%;height:auto;position:relative;z-index:2}@media(max-width:700px){.portrait-mark{display:none}}